I believe this qualifies as breaching the peace...

The law in most states is that if a creditor with a security interest in a piece of property wants that property after a debtor defaults on a loan, they can just go take it, so long as that taking does breach the peace.  This phrase has been the subject of much debate.  However, this incredibly tragic story out of Chino Hills, CA shows how this type of repossession can go horribly wrong.